Free tool
Spain Tax Calculator 2026
Estimate your Spanish income tax, social security, take-home pay, Beckham Law savings and wealth tax in a few seconds.
Your situation
Profile
Annual gross salary (€)
Your age
Children / dependents
Region
Estimated take-home pay
Per year
€36,156
After income tax and social security
Per month
€3,013
Paid evenly across the 12 months
Income tax (IRPF)
€10,594
Social security
€3,250
Effective rate
27.7%
Check the breakdown
- Gross income
- €50,000
- Social security
- − €3,250
- Expense & work allowances
- − €2,000
- Taxable income
- €44,750
- Allowance taxed at 0%
- €5,550
- Income left to tax at the normal rates
- €39,200
The allowance isn't subtracted from your income — the first part of your bands is simply taxed at 0%.
State scale
€5,602- €0 – €12,450 · 9.5%€1,183
- €12,450 – €20,200 · 12.0%€930
- €20,200 – €35,200 · 15.0%€2,250
- €35,200 – €60,000 · 18.5%€1,767
- €60,000 – €300,000 · 22.5%€0
- €300,000 – and above · 24.5%€0
Regional scale — Madrid
€4,992- €0 – €13,362 · 8.5%€1,136
- €13,362 – €19,005 · 10.7%€604
- €19,005 – €35,426 · 12.8%€2,102
- €35,426 – €57,320 · 17.4%€1,622
- €57,320 – and above · 20.5%€0
How much would you pay in each region?Based on €50,000 of income as employed. Click to compare.
| Region | Income tax | Take-home / year | Per month |
|---|---|---|---|
| Andalucía | €11,164 | €35,586 | €2,966 |
| Aragón | €11,205 | €35,546 | €2,962 |
| Asturias | €11,205 | €35,546 | €2,962 |
| Baleares | €11,205 | €35,546 | €2,962 |
| Canarias | €11,205 | €35,546 | €2,962 |
| Cantabria | €11,205 | €35,546 | €2,962 |
| Castilla y León | €11,205 | €35,546 | €2,962 |
| Castilla-La Mancha | €11,205 | €35,546 | €2,962 |
| Cataluña | €11,427 | €35,323 | €2,944 |
| Ceuta y Melilla | €11,205 | €35,546 | €2,962 |
| Extremadura | €11,205 | €35,546 | €2,962 |
| Galicia | €11,205 | €35,546 | €2,962 |
| La Rioja | €11,205 | €35,546 | €2,962 |
| Madrid | €10,594 | €36,156 | €3,013 |
| Murcia | €11,205 | €35,546 | €2,962 |
| Navarra | €11,205 | €35,546 | €2,962 |
| País Vasco | €11,205 | €35,546 | €2,962 |
| Valencia | €11,183 | €35,567 | €2,964 |
How Spanish income tax works
Tax residents (generally anyone spending more than 183 days a year in Spain) pay IRPF on worldwide income. The rate is progressive and split in two halves: a state scale and a regional scale, which is why your region changes your bill. Social security is deducted first, then work-related allowances and the personal allowance of €5,550 (more if you are 65+), plus family allowances of €2,400, €2,700, €4,000 and €4,500 for the first, second, third and each further child.
Self-employed workers (autónomos) pay a monthly social security quota based on their real net earnings, across 15 income bands.
Important
This calculator gives an estimate only and is not tax advice. It assumes an individual filer claiming the full age and child allowances, with no regional deductions and no other income. Figures are based on published 2025–2026 rates and may change. Spain Move HQ is not a tax advisor — please confirm your situation with a qualified gestor or tax professional.
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